0-36.99%: Healthy Debt | You’re in a solid financial position. Keep managing your debt responsibly and consider saving and investing. |
37-42.99%: Caution Zone | Be careful with new debt. Focus on managing existing obligations and build up your savings.urgent or important need |
43-49.99%: Risky Territory | Your debt load is concerning. Start reducing debt by paying off high-interest loans or consolidating. |
50% or More: Critical Action Needed | Your debt is overwhelming. Develop a plan to eliminate debt quickly and seek financial advice if necessary. |
By understanding your DTI ratio and taking the right steps, you can improve your financial health and work toward a more secure future. Use our DTI Calculator to get started, and take control of your financial journey today.
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